Your long awaited overseas vacation is coming up. It’s going to be expensive, and you just know your wallet will take a hit. In a new country, dealing with ATM fees and currency conversions can be incredibly frustrating. At this point, your credit card is likely a better option. It’s both safe and convenient. Considering things like currency exchange fees, foreign transaction fees, and the risks of carrying cash or traveler’s checks .. you have to make smart decisions. The following five tips can help you when traveling with your credit card.